The purchase
of a home is probably the largest single investment you'll ever
make.You should learn as much as you
can about the condition of the property and the need for any major
repairs before you buy, so you can minimize unpleasant surprises
and difficulties afterwards.
Of course, a home inspection also points out the
positive aspects of a home, as well as the maintenance that will
be necessary to keep it in good shape. After the inspection, you'll
have a much clearer understanding of the house you are about to
purchase.
If you are already a homeowner, a home inspection
may be used to identify problems in the making and to learn preventive
measures which might avoid costly future repairs. If you are planning
to sell your home, you may wish to have an inspection prior to placing
the home on the market. This will give you a better understanding
of conditions which may be discovered by the buyer’s inspector,
and an opportunity to make repairs that will put the house in better
selling condition.
What will cost?
The inspection fee for typical of
one family house varies geographically, as does the cost of housing.
Similarly, within a given area, the inspection fee may vary depending
upon the size of the house, particular features of the house, its
age, and possibly additional services, such as septic, well, or
radon testing. It is a good idea to check the local prices on your
own.
However, do not let cost be a factor in deciding
whether not to have a home inspection, or in the selection of your
home inspector. The knowledge gained from an inspection is well
worth the cost, and the lowest- priced inspector is not necessarily
a bargain. The inspector’s qualifications, including experience,
training, and professional affiliations, should be the most important
consideration.
Can't I do it myself?
Even the most experienced homeowner
lacks the knowledge and expertise of a professional home inspector
who has inspected hundreds, perhaps thousands, of homes in his or
her career. An inspector is familiar with the many elements of construction,
their proper installation, and maintenance. He or she understands
how the home systems and components are intended to function together,
as well as how and why they fail.
Above all, most buyers find it very difficult to
remain completely objective and unemotional about house they really
want, and this may affect their judgment. For the most accurate
information, it is best to obtain an impartial third party opinion
by an expert in the field of home inspection.
Can a house fail inspection?
No. A professional home inspection
is an examination of the current conditions of your perspective
home. It is not an appraisal, which determines a market value, or
a municipal inspection, which it verifies local code compliance.
A home inspector, therefore, will not pass or fail a house, but
rather describe its physical condition and indicate what may need
major repair or replacement.
How do I find a home inspector?
The best sources are friends, or
perhaps business acquaintances, which have been satisfied with and
can recommend home inspectors they have used. In addition, the names
of local inspectors can be found in the Yellow Pages were many advertised
under the " Building Inspection Service" or "Home
Inspection Service". Real estate agents are also generally
familiar with the service, and should be able to provide you with
a list of names from which to choose.
Whatever your referral source, you want to make
sure that that the home inspector is a member of the American Society
of Home Inspectors (ASHI) in order to be assured of his or her professional
qualifications, experience, and business ethics. A list of ASHI
Members in your area is available upon request from the Association’s
headquarters.
What is the American Society of Home Inspectors?
The American Society of Home Inspectors
(ASHI) is the oldest and leading nonprofit professional organization
for independent home inspectors. Since its formation and 1976, ASHI's
" Standards of Practice" has served as the home inspector’s
performance guideline, universally recognized and accepted by professional
and government authorities alike. Copies of the Standards are available
free from ASHI.
ASHI Members subscribe to a professional Code of
Ethics that prohibits them from engaging in conflict of interest
activities which might compromise their objectivity. This is the
consumer’s assurance that the inspector will not, for example,
use the inspection to solicit repair work.
In order to assist home inspectors in furthering
their education, ASHI sponsors a number of technical seminars and
workshops throughout the year, often in cooperation with one of
its nearly 50 chapters. ASHI also serves as a public interest group
by providing accurate and helpful consumer information to home buyers
on home purchasing and home maintenance.
Who belongs to ASHI?
Members of ASHI are independent
professional home inspectors have met the most rigorous technical
and experience requirements in effect today. To become an ASHI Member,
an inspector must pass two written technical exams, have performed
a minimum of two hundred fifty professional fee paid home inspections,
and maintained his or her candidate status for no less than six
months. ASHI Members are required to follow the Society's Code of
Ethics, and to obtain continuing education credits in order to keep
current with the latest in building technology, materials, and professional
skills.
When do I call in the Home Inspector?
A home inspector is typically contacted
right after the contract or purchase agreement has been signed,
and is often available within a few days. However, before you sign,
be sure that there is an inspection clause in the sales contract,
making your final purchase obligation contingent upon the findings
of a professional home inspection. This clause should specify the
terms to which both the buyer and seller are obligated.
Do I have to be there?
It is not necessary for you to be
present for the inspection, but it is recommended. You'll be able
to observe the inspector and ask questions directly, as you learn
about the condition of the home, how its systems work, and how to
maintain it. You will also find a written report easier to understand
if you’ve seen the property firsthand through the inspector’s
eyes.
What if the report reveals problems?
No house is perfect. If the inspector
identifies problems, it doesn't necessarily mean you shouldn’t
buy the house, only that you will know in advance what to expect.
A seller may adjust the purchase price or make repairs if major
problems are found. If your budget is tight, or if you don't wish
to become involved in future repair work, this information will
be extremely important to you.
If the house proves to be in good condition,
did I really need an inspection?
Definitely. Now you can complete
your home purchase with your eyes open as to the condition of the
property and all its equipment and systems. You will also have learned
many things about your new home from the inspector’s report,
and will want to keep that information for future reference.